Life Insurance Plans
Life Insurance provides protection against economic hardship and an instrument to pay future expenses after the death of the insured person. A life insurance policy will often be used to cover funeral expenses, pay an existing mortgage, college tuition, or to continue business operations after death.
There are three primary types of life insurance, Term Life, Whole Life and Universal Life, all carrying unique benefits, wealth management, and tax implications. Selecting the proper type and amount of life insurance depends on your age, family structure, housing, income and earning potential.
Group Life Insurance plans are also available to employers to be offered as an employment benefit to their employees. Group life policies can often provide substantial premium savings to all members of the group in comparison to being purchased individually.
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